When an auto accident occurs, there are a lot of assumptions made. The reality is that all auto accidents are different, but there are certain truths that remain through every type of crash. Here’s a look at some of the most popular myths about auto accidents.
Statements are requiredThe insurance company for the at-fault driver may pester you for a recorded statement. Some may even go as far as to say that your claim will be denied unless you provide a recorded statement. Your claim is not contingent on providing a statement and at Hefferon & Hefferon, P.A., we advise that you respectfully decline to give a statement to the other insurance company until you have consulted with an auto accident attorney. On the other hand, you have a duty to cooperate with your own insurance company, and if they ask for a statement, you should cooperate and provide it. You still have the right to consult with an attorney first.
Rear end collisions are always the fault of the trailing driverThis is usually, but not always the case. If a car slams on its brakes without any justifiable reason, or suddenly changes lanes in front of you and then brakes, or stops at night without lights activated, the driver of that car is at fault. Accidents happen as a result of an infinite variety of factual scenarios, and every accident should be thoroughly analyzed by an experienced attorney before accepting fault.
Compensation is guaranteed if someone hits youIn some auto accidents, it may be obvious who is at fault. But it’s not always obvious that an injury resulted. Providing the necessary proof to recover fair compensation can be complex and time-consuming. Insurance companies are skeptical of all claims, and they review each and every claim carefully. They never take anyone’s word for anything, and they don’t pay unless and until they are thoroughly convinced by all the evidence that liability is clear, that damage occurred, and that payment is warranted.
Police reports solve everythingJust because a police officer wrote down that things happened a certain way does not make it so. Most auto accidents are not witnessed by police officers, who usually arrive at the scene after the collision. Officers then report only what they were told, and they often misunderstand the conflicting accounts of drivers and witnesses. An official police accident report is a beginning, not an end.
You don’t need medical attention after a car crashNot all injuries from a car accident show up right away. Whiplash, nerve damage and back injuries could take some time to fully set in. Seeking medical attention will provide you with clear evidence that the NC accident caused serious injury. Also, be sure to retain documentation of all medical-related issues and doctor visits.
I have to file an auto accident lawsuit right awayIn North Carolina, injured persons have three years from the date of the accident to settle their claims or file a lawsuit. Nevertheless, you should not wait to begin the claims process by gathering and securing evidence, seeking medical treatment, and seeking legal advice.
If you have recently been in a motor vehicle accident, let Hefferon & Hefferon P.A., help you through your case. As Charlotte auto accident attorneys, we will dispel any myths you may have about these type of lawsuits and help put together the right strategy for you.